The bank’s High Yield 18-month CD earns 3.65% APY—one of the best 18-month CD rates today. There’s no opening deposit requirement to open a CD account with Ally, and the bank offers a ...

Synchrony Bank offers more than ten certificates of deposit (CDs), ranging from three months to 60 months. The bank’s CD rates tend to be fairly competitive among online banks, and no minimum ...

Synchrony Bank offers a 3.80% APY on its 18-month CD and has a $0 minimum deposit. This combination is ideal for young savers starting out as well as those who are more established.

And while the FDIC doesn’t share average 18-month CD rates, the average interest rate for 12-month CDs is 1.81% and the average interest rate for 24-month CDs is 1.48%.

Synchrony is a no-frills bank with solid banking products. Customer service offers extended hours via live chat and toll-free telephone assistance. An automated support line is available 24/7.

Discover the best 18-month CD rates of June 2025. The best 18-month CD rates pay up to 4.50% APY. An 18-month CD is in-between short and long-term CD options.