Credit Union of Southern California: The Anaheim-based institution (866-287-6225) offers a 7% annual CD rate for seven months ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

You can score a 10-month CD with an APY of 6% with Nuvision Credit Union, but you’ll want to act fast. This rate is only available until July 31, 2024. The account has a minimum opening ...

And the 6-month, 7-month and 11-month CDs each provide a solid 3.50% APY, offering short-term investment opportunities with favorable returns. Unfortunately, many of Citibank’s CD rates fall ...

As a result, CD rates have been falling daily. But it's important to keep some perspective. While the top nationwide CD return is now 5.20%instead of the 6.50% you could earn for a few days last ...

That noted, today's CD rates are markedly lower than they were at this point in 2024. In recent years, for example, select savers were able to open accounts with rates as high as 6% and 7%.

Can You Get 6% on a CD? You can score a 6% APY on a CD, but a rate that high is usually only available through credit unions, which have a membership requirement to be eligible for accounts and CDs.

we examined Truist CD interest rates, balance requirements, withdrawal penalties, compounding schedules and more. We also looked at how these CDs compare to CDs at other banks and outlined ...

About 6.5% of households held assets in CDs as of ... "Shop around for the best CD rate across banks, but also look within banks at whether it actually may pay off to accept a longer term but ...

In fact, the top nationwide rate even reached 6% territory for some brief periods. But last month, it seemed the salad days of 5%-plus CD rates had perhaps come to an end, when the leading rate in ...