If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

The best 5-year CD rates are far higher than the national average 5-year CD rate, which is 1.34% annual percentage yield. Generally, online banks and credit unions offer the best CD rates.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

While the Federal Reserve slashed rates three times in 2024, they’ve kept rates steady so far this year — and some CDs are still paying 4-5% (see some of the best CD offers from our partner Bankrate ...

Your best bet is to lock in those higher rates for as long as you can with a 5-year CD. Right now, the best 5-year CD rates are above 4%. While shorter-term CDs are a little higher, the benefit of ...

While you may find certificates of deposit with terms of 10 years or longer, the five-year ... is best for anyone interested in opening a CD with a credit union that offers competitive rates ...

Strict editorial guidelines to ensure fairness and accuracy in our coverage to help you choose the financial accounts that work best ... CD rates will probably drop later this year.

However, many financial institutions’ best 2-year CD rates average 4.00% or higher ... Alliant Credit Union will make a one-time $5 donation for you. Once you’re a member, you can open ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Our Guide to the Highest 5-Year CD Rates Available to Anyone in the U.S. Ebony ...

To help you find the best 5-year CD rates, we analyzed current rates from a number of financial institutions. Our Methodology Newsweek Vault’s banking experts have done hundreds of hours of ...

Having an effortless option to store your money and a guaranteed rate of return can give you ... It can be easy to choose between a 1-year CD and a 5-year CD if your money is going toward a ...