The lesson is clear: Read the fine print and periodically check your bank statements so you know you’re actually receiving the yield you signed up for. The Capital One 360 Checking Account ...

No minimum deposit is needed to open an account. While some banks have tiered savings rates, based on your balance, Capital One applies the same 3.70% APY to all balances. That means you still get ...

Capital One doesn't explicitly lay out its eligibility requirements for upgrading or downgrading one of its card products. But it's best if your account is in good standing and you have a positive ...