When you open a checking account or savings account, the bank or credit union will review your information with a reporting agency that tracks banking activity, such as ChexSystems or Early ...

Since NBKC is an online bank, you’ll need to be comfortable with remote customer service. The Xtraordinary Checking account earns an APY as high as 1.75% for balances of up to $25,000.

We assessed the following five key factors to help you choose the best account for your personal finance needs. The All America Bank Ultimate Rewards Checking has one of the highest APYs available ...