You probably have to buy liability insurance if you own a car, so here's how to understand what you buy, and how much you need. Also, see state requirements and average premiums.

The average cost for liability-only car insurance with coverage limits of 50/100/50 is $647 annually or about $54 per month. But you can get less coverage. Drivers are typically required to buy ...

Employers liability insurance safeguards an employer’s legal liability for work-related injuries to employees. Here’s how it works.

While liability insurance covers most costs related to your liability in an accident, first-party losses are not covered. First-party losses are those related to you and your passengers.

Liability car insurance will not cover the cost of damage or injuries that exceed your policy limits. Say your coverage limit for bodily injuries is $100,000 per accident.

The cost of general liability insurance depends on your industry and business size, but can be less than $50 per month. Compare providers to find the best price.

Liability insurance covers legal fees and settlement costs in case of lawsuits. Businesses may need several types. Many, or all, of the products featured on this page are from our advertising ...

How liability insurance works and how much you need for your home, auto and other assets. Plus what car and home liability insurance costs. WSJ Barron's MarketWatch IBD ...

Cost: $25 to $115 per month. General liability insurance provides you with protection in case your business is sued and found liable for injuries or damages caused by your business, services or ...

However, each state has its own insurance laws that affect what a business needs in its general liability insurance policy to ensure adequate coverage of costs related to legal claims. Dennis ...

According to the National Association of Insurance Commissioners, the average national cost of liability coverage (BI and PD combined) was $631 in 2020, the most recent figure available.