A one-year certificate of deposit allows you to earmark money now, so when you file next year, you'll have cash on hand to ...

Key takeawaysThe best one-year CD rates are currently competitive with longer-term CD rates.Short-term CDs can capture higher-than-average yields while providing flexibility to roll over into a more ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

You can earn up to 4.50% annual percentage yield (APY) with today's best CDs. To give you a sense of how much this adds up to ...

Today's best CDs boast annual percentage yields, or APYs, up to 4.50% -- more than three times the national average for some terms. To get an idea of how much interest that could earn you, here's a ...

Bankrate's data actually specifies that one-year CD yields have surpassed five-year yields consistently since October 2022. The phenomenon is called the inverted yield curve. "This means rates are ...

Though CD rates are largely on pause right now, that can change at any time—making now a good time to lock in. Use our pro tips to maximize your earnings and minimize risk.

The national average APY earned on a one-year CD is currently 1.86 percent as of March 2025. This average has increased from 1.72 percent a year ago, according to Bankrate research. If you ...

See how we rate banking products to write unbiased product reviews. The best 1-year CD rates offered by national banks and credit unions are much higher than the national average. The best CD rate ...

Commissions do not affect our editors' opinions or evaluations. The best one-year CD rate is 4.40%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list ...

Short-term CDs like one-year ones offer you a chance to save for ... will let you search for a good rate on an account that's right for you. A CD, or certificate of deposit, is a type of ...

Although its 1-year CD comes with a 90-day early withdrawal penalty, it’s lower than many other banks. Read our Alliant Credit Union review. Quontic Bank’s 1-year CD comes with a competitive APY.