For example, a store credit card can make a lot of sense if you shop often at a certain store. The Shop Your Way Mastercard®* aims to fill that role for the most loyal Sears and Kmart customers.

They deserve 0 stars. Did NOT use my credit card for 3 years and magically a $35 charge was made. I did not use the card, so though it was a scammer. I tried to fight the charges but got nowhere.

The company also says the bankruptcy filing will not affect the Sears Credit Card and Sears Mastercard. Still, consumers may remember what happened with another financially troubled retailer ...