Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Millions of borrowers who are late on their payments may see their credit scores plummet as collection activity on federal ...

U.S. News & World Report ranks all 50 states on crime, economy, education, health care, nature, opportunity and more.

Here’s what to know about credit scores and how to raise yours: A credit score is a three-digit number that indicates how ...

Length of credit history: "Lenders like borrowers with proven track records," so scores "consider how long your credit ...

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

Imagine getting penalized on your credit report for getting cancer, breaking a leg, or just walking into an emergency room.

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

Understanding the key differences between a credit score and a credit report can help you manage your finances more effectively.

Contrary to what you might expect, your credit report does not contain your credit score. But it does offer a lot of other ...

“Getting a new credit card number will not hurt your credit score. Your account history will remain intact — only your credit ...

You can view your Equifax score for free via Clear Score. The credit broker is an intermediary company that reports Equifax ...