Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Millions of borrowers who are late on their payments may see their credit scores plummet as collection activity on federal ...

U.S. News & World Report ranks all 50 states on crime, economy, education, health care, nature, opportunity and more.

Missed a payment? Here's how to remove the late mark from your credit report and protect your score from damage.

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

Length of credit history: "Lenders like borrowers with proven track records," so scores "consider how long your credit ...

“Getting a new credit card number will not hurt your credit score. Your account history will remain intact — only your credit ...

You can view your Equifax score for free via Clear Score. The credit broker is an intermediary company that reports Equifax ...

Understanding the key differences between a credit score and a credit report can help you manage your finances more effectively.

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

In everyday life, we often use the terms credit score and credit report interchangeably to describe the evaluation issued by a credit bureau regarding our creditworthiness. While both serve as ...

Until now that being late or being behind or have not made payments, hasn’t impacted your credit report but it will." ...