A negative bank balance can be alarming, especially when you’re trying to maintain healthy finances. But many people worry ...

Hitting an 850 credit score is impressive, but is it necessary? Learn what it means and how it can impact your life -- or not ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Looking for a long 0% intro APR? These cards offer no-interest periods all the way into the year 2027 -- perfect for paying ...

Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and ...

How having a zero balance affects your credit score. At first look, one might think fully paying a card balance down to zero dollars would be a net positive. That, however, ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent ...