For example, Bank X reported quarterly earnings and had an efficiency ratio of 57.1%, which was lower than the 63.2% ratio it reported for the same quarter last year.

Efficiency ratio is commonly used to calculate the strength of banks and other financial institutions. A low efficiency ratio is preferable, ... Financial ratios are an indicator of ...

Opinions of Tuesday, 18 June 2024. Disclaimer. Columnist: Maxwell Ampong, Contributor 2024-06-18 Efficiency ratios explained, and how to use them ...

The second "S" is shape. By shape, I mean shape of the business -- or business mix -- a big driver of the efficiency ratio. Take Bank of New York (NYSE:BK).For the first half of 2006, Bank of New ...

This helped the firm reduce its efficiency ratio to 52.7%, which is second only to JPMorgan among the big four. The efficiency ratio is an indicator of a bank's overhead in relation to its revenue ...