Retirees face a very different tax landscape — one that can be both confusing and costly. The U.S. tax system operates on a ...

For clients facing an unexpected federal job loss, here's five tangible ways financial advisors can provide guidance.

If newly retired American's aren't careful, tax time could be a nightmare that ends in a big tax bill. What to know to avoid ...

The Social Security Fairness Act, which was signed into law on Jan. 5, eliminates the Windfall Elimination Provision (WEP) ...

Scenario 1: Assume Tom takes a distribution from his IRA on Dec. 1, 2025. That distribution is “early” and, therefore, ...

My husband, who is not a fan of drama, says, “Boring is good.” I’ve been writing this column since January 2006 and during that time, most of the drafts I’ve submitted have been written ...

As of January 2025, Web Forms will no longer be available as an option to submit our forms. Refer to the chart titled Filing options for forms to see which forms are affected by these changes. You ...

and the Federal Employee Retirement System (FERS). Most federal employees these days are on FERS; only federal employees who began their service before January 1, 1984 are on CSRS. CSRS offered feds ...

The Retirement Planner from Empower is free to use and, in my opinion, is the best one available today — free or paid. The platform offers many other features, as well. The Empower Retirement Planner ...

There are $42.4 trillion in total U.S. retirement assets. Here are the key retirement statistics to know. Many, or all, of the products featured on this page are from our advertising partners who ...

or leave a sizable sum in the form of a bequest. These strategies can provide a significant lift to retirement spending, as Amy Arnott discusses here, but those higher paydays aren’t a free lunch.

I am a 68-year-old woman married to a 75-year-old man. I’ve been working past my full retirement age, and plan to quit soon. I earn $3,680 a month. Between Social Security, pension and rental ...